摘要
我国助学贷款从1999年9月开始试行至今,已使商业银行面临巨大的风险和损失。造成这些风险的原因有因借款人不遵守合同的主观风险,也有因借款人失业、收入低、意外伤亡或丧失劳动能力等的客观风险以及国家助学贷款的自身原因等。我国助学贷款工作真正要更全面地展开,还有很多工作要做。
The loans for supporting students have been offered from 1999 in China and have been brought great risks and influences on financial banks The risks include the subjective risks and the objective risks Many works should be done if the loans for supporting students are offered largerly in China
出处
《重庆大学学报（社会科学版）》
2003年第3期50-51,共2页
Journal of Chongqing University(Social Science Edition)
基金
全国高等教育科学"十五"规划重点研究课题
关键词
助学贷款
风险
成因
loans for supporting students
risk
cause
