摘要
以间接融资为主的独特金融结构决定了我国金融体系的稳定性对于银行体系从而高储蓄率的依赖。因而,研究我国居民储蓄率的决定因素以及其波动趋势并在宏观调控层面予以关注、监控就应成为防范金融风险的重要举措。
The stability of China＇s indirect--finance--controlled financial system is depended by banking system and its high savings interest. The study on the decision factors of residents saving rate and its fluctuation is of importance to protect financial risks. The related macro control and monitor should pay attention to it.
出处
《经济经纬》
北大核心
2005年第5期117-120,共4页
Economic Survey
关键词
储蓄率
金融风险
金融结构
银行体系
savings rate
financial risks
financial structure
banking system
