摘要
本文运用定量和定性分析相结合的方法，利用广西1978～2012年期间的样本数据，采用Eviews6．O处理软件，通过ADF检验、E-G协整检验以及误差修正模型（ECM）等方法对广西居民储蓄存款影响因素进行实证研究。研究结果表明广西居民储蓄存款主要受城镇居民可支配收入影响，农村居民纯收入，银行利率对城乡居民储蓄意愿影响相对较弱。最后根据研究结果，提出广西需进一步保持农村和城市经济均衡发展，不断培育和完善资本市场，畅通利率传导机制等政策建议。
This paper utilizes quantitative and qualitative analysis methods to analyze the influencing factor of sav- ings deposits of urban and rural residents by Eviews6.0, using sample data of Guangxi during the period from 1978 to 2012. The results show that saving deposits of residents in Guangxi are mainly affected by the disposable income of ur- ban residents, rural residents net income, however influence of bank interest rates on savings of urban and rural resi- dents is relatively weak. Based on the above results, we presents that Guangxi needs to maintain the balanced develop- ment of rural and urban economy, cultivate the capital markets,and improve interest rate transmission mechanism and so on.
出处
《区域金融研究》
2013年第9期81-85,共5页
Journal of Regional Financial Research
关键词
广西
居民储蓄存款
影响因素
实证分析
Guangxi
Savings Deposits
Influencing Factor
Empirical Analysis
