摘要
加快发展渔业保险,是新时期我国农业保险高质量发展的内在要求。从国际来看,日本、韩国、美国等发达国家在渔业保险的业务品种、运作模式、财政支持、大灾风险分散、监管体系等方面积累了诸多经验。借鉴国外经验,我国应将渔业保险纳入中央财政补贴范围,并在调动商业保险公司积极性、拓宽保险标的、建立大灾风险分散机制、完善监管制度等方面持续努力。
Speeding up the development of fishery insurance is the inherent requirement for the high-quality development of China’s agricultural insurance in the new period.From an international perspective,Japan,South Korea,and the United States have accumulated a lot of experience in business varieties,operation mode,financial support,disaster risk dispersion,regulatory system and other aspects of fishery insurance.Based on the experience of foreign countries,China should bring fishery insurance into central financial subsidies,and make efforts to motivate the enthusiasm of commercial insurance companies,broaden the subject of insurance,establish disaster risk dispersion mechanism,and improve the regulatory system.
作者
何小伟
吴学明
HE Xiao-wei;WU Xue-ming
出处
《农村金融研究》
2021年第7期19-25,共7页
Rural Finance Research
基金
国家自然科学基金面上项目(编号:71573041)
对外经济贸易大学校级科研课题(编号:20YB08)的阶段性研究成果
关键词
渔业保险
发展经验
财政补贴
借鉴
Fishery Insurance
Development Experience
Financial Subsidies
Use for Reference