摘要
政策性渔业保险是中国政府部门支持农业发展、强农惠农的农业保险,对稳定发展农业具有重要意义,但其法律制度的滞后性严重制约了政策效能。文章通过实证分析与规范研究,发现当前制度存在立法层级缺失、政府权责错位、合同公平性不足等核心问题。基于对山东、福建等地的典型案例考察,提出构建专项立法体系、重塑政府职能边界、优化保险合同规则等系统性改革方案。研究表明,只有通过法治化路径实现政策目标与市场机制的平衡,才能推动渔业保险可持续发展。
Policy based fishery insurance is an agricultural insurance supported by the Chinese government to promote agricultural development and benefit farmers.It is of great significance for the stable development of agriculture,but the lagging legal system seriously restricts the effectiveness of policies.Through empirical analysis and normative research,this article finds that the current system has core issues such as a lack of legislative hierarchy,misalignment of government rights and responsibilities,and insufficient fairness in contracts.Based on the investigation of typical cases in Shandong,Fujian and other places,propose systematic reform plans such as building a special legislative system,reshaping the boundaries of government functions,and optimizing insurance contract rules.Research has shown that only by achieving a balance between policy goals and market mechanisms through the path of rule of law can sustainable development of fisheries insurance be promoted.
作者
孙静
王淇
SUN Jing;WANG Qi(College of Marine Law and Humanities,Dalian Ocean University,Dalian 116023,Liaoning China)
出处
《黑龙江水产》
2025年第4期502-506,共5页
Northern Chinese Fisheries
关键词
政策性渔业保险
法律制度
立法缺陷
财政补贴
policy based fishery insurance
legal system
legislative defects
financial subsidies
