摘要
本文提出了银行改革的三种推动力量假说。我国银行改革的实质是中央政府主导的制度变迁决定了国有金融制度安排。在地方政府和民间部门的共同作用下 ,中央政府控制金融的成本上升导致了地方性商业银行的市场准入。伴随着经济转型 ,三种推动力量的此消彼长将最终推动一个真正的市场经济下的银行体系的出现。
In this paper the hypothesis of three driving forces for China's banking reform is under discussion. The author believes that the essentiality of China's banking reform is the institutional change of central-government-led and the behavior of the central government dominates the institutional arrangement of the state-owned banks. With the combined push of local government's fight for financial resources and the market foundation forces, the rise of the financial control cost leads to the release of the finance control, which make local commercial banks' market access possible. With the Chinese market economy advances, the interaction of the three driving forces will create a real banking system.
出处
《财经科学》
CSSCI
北大核心
2004年第1期22-26,共5页
Finance & Economics
关键词
银行改革
金融控制
经济转型
Banking reform
Financial control
Economic transition
