摘要
我国农村信用社的制度变迁呈现典型的中央政府主导型强制性特征。我国经济体制先后经历了社会主义改造、计划经济建立、计划经济向商品经济过渡、社会主义市场经济体制建立和完善的变迁,推动着农村信用社制度变迁的特征也呈现古典式合作金融组织、集体金融组织、合作金融组织恢复和完善、社区性地方金融机构的发展历程。从上述制度变迁获得的经验与启示是,为更好地促进实现农村信用社制度变迁目标,要强调中央政府主导与农村信用社自主选择有机结合、注重建立商业化可持续发展机制、调动地方政府积极性、发挥政策扶持的推动作用等。
China＇s rural credit cooperatives institutional changes present typical central government leading and mandatory features. As China~ economic system has experienced the socialist transformation, planned econo- my building, planned economy to commodity economy transition, the socialist market economic system establish- ment and improvement, rural credit cooperatives institutional change characteristics also presents the classic coop- erative financial organizations, the collective financial organization, cooperation financial organizations recovery and improve, the community local financial institutions. The experience and revelation of institutional changes is to emphasize the central government leading and rural credit cooperatives independently choose combination, pay at- tention to establish commercial sustainable development mechanism, arouse the enthusiasm of local government, and give full play to the role of policy support.
出处
《中央财经大学学报》
CSSCI
北大核心
2013年第1期20-25,共6页
Journal of Central University of Finance & Economics
基金
作者参与的清华大学中国农村研究院资助的课题<深化农村金融改革的重点领域和基本途径>的阶段性研究成果
课题编号为CIRS2012-4
关键词
农村信用社
中央政府主导
强制性制度变迁
Rural Credit Cooperatives The Central Government Leading Mandatory institutional change
