摘要
随着电子计算机技术的普及应用和网络的飞速发展。促进了金融业的创新,在金融技术创新中,最令人注意的就是电子货币。电子货币是一种新的货币形式,它以其方便、快捷、准确等优点成为当今经济中不可缺少的一部分,而其重要性在逐渐加强。电子货币的存在使得货币的定义与内涵发生了重大的变化,此种变化必然引起对传统货币理论的影响,从而会严重的影响到中央银行的货币政策。由于电子货币无须缴纳准备金,并且没有法律的严格限制,使得一些金融机构和企业成为了发行主体,中央银行必须针对这种情况采取针对性的措施,从而保证货币政策的顺利实施。
Along with the rapid advance and popularity of computer technology and internet, financial industry has undergone a great innovation, in which e-currency aroused the wide attention. As a new type of currency, it has played an indispensible part in today's economy for its being convenient, fast and precise. Many important changes occur to the definition and connotation of currency due to the emergence of e-commerce, which has a deep impact of the central bank's currency policy as well as traditional currency theories. Since there is no need to pay the reserve for e-currency, and in addition, there is little legul restriction, some financing sectors and undertakes are made the issuing main body. Therefore, the central bank must take corresponding measures against this situation so as to ensure of the success full implementation of its currency policy.
出处
《商业研究》
北大核心
2003年第11期118-120,共3页
Commercial Research
