摘要
电子货币的出现被认为是货币形式的第二次标志性变革 ,是零售支付方式的重要创新。它不仅对电子商务的发展意义重大 ,而且直接或间接地影响到了现有的货币体系、中央银行的地位、货币政策的实施和金融监管等。这一现象业已引起主要发达国家高度重视 ,各国也采取了一些审慎措施。我国电子货币出现较晚 ,但发展迅速 ,促进电子货币的健康发展 ,防范和消除其可能带来的不利影响 ,已成为货币当局需要研究的重大课题。
As second fundamentally change of monetary form,electronic money (e-money) are a number of innovations taking place in the area of retail payments.E-money not only impact essentially on the electronic commerce,they also raise a number of policy issues for central bank such as seigniorage revenues,total assets monetary policy and potential risk management.Most developed countries,as G-10,make a point of researching and reviewing the issues.In view of the rapid development of e-money,the PBC should take these issues seriously.
出处
《金融研究》
CSSCI
北大核心
2000年第4期34-41,共8页
Journal of Financial Research
