摘要
文章分析了电子货币在不同发行条件下对货币体系产生的影响,发现其影响的程度与方式极大地取决于发行主体、发行机制的设置。进而提出了在目前电子货币占市场份额还很小,对货币体系、货币政策影响有限的情况下,央行等监管者的工作策略应重点放在发行主体的认定与监管、法制建设等方面。
This paper analyses the impact of electronic money, issued under different conditions, on the monetary system, and finds that the degree and way of the impact are largely determined by the issuers and mechanism of issue. Further it argues that the central banks and other regulators should put more emphasis upon the qualification confirming and regulating of issuers and building of the legal system, while the electronic money shares only a small market and its impact on monetary system and monetary policy is limited.
出处
《上海金融学院学报》
2006年第3期32-37,共6页
Journal of Shanhai Finance University
关键词
电子货币
发行主体
发行机制
监管策略
electronic money
issuer
, mechanism of issue
regulation strategy
