摘要
金融监管法是调整金融监管关系的法律规范的总称。金融监管法的原则 ,是指能够全面、充分反映金融监管法所调整的金融监管关系的客观要求 ,并对这种关系的各方面和全过程都具有普遍意义的基本准则和指导思想。本文从法的原则的意义和确认金融监管法的原则的方法论入手 ,讨论金融监管法的基本原则 ,即优化监管原则。优化监管是指金融监管法要赋予金融监管机关监管职权 ,金融监管行为必须以不超越法定职权范围为根本 ,以保证市场调节的基本自然生态不被破坏为前提 ,通过依法优质高效监管 ,协调平衡各种利益冲突 ,实现金融业的安全、高效、稳健运行。优化监管的具体内涵是依法监管、合理监管、适度监管、公正监管、审慎监管、全方位持续监管和高效监管。
The laws and regulations of financial supervision contain all the legal criteria that regulate the legal relations in financial supervision. The principle of the laws and regulations of financial supervision roundly and enough, and it is the basic rule and the guidance that has universal meanings to treat with the legal relations of financial supervision. The paper starts with the purport of the law's principal and the methodology of confirming the principal of the laws and regulations of financial supervision namely the principal of optimizing supervision. Optimizing supervision contains that the financial supervision authority should implement the power that is awarded by the laws of financial supervision, and the financial supervision behaviors should be limited in frame of the laws, the precondition of optimizing supervision should sustain the financial market's spontaneous adjustment. Optimizing supervision by laws balances the conflicts of interest of each sides, reaches the status that the financial industries could run safely, effectively and stably. Optimizing supervision includes supervision by laws, reasonable supervision, measurable supervision, fair supervision, prudential supervision, full scale supervision and efficient supervision.
出处
《金融研究》
CSSCI
北大核心
2003年第4期69-74,共6页
Journal of Financial Research
