摘要
随着数字经济时代的到来,数字金融与传统金融的协同共生是否能够重塑中国的经济地理结构,进而激发具有大国特征的集聚经济以促进共同富裕,成为重要研究议题。不同于现有文献主要聚焦数字金融单一维度,本文强调传统金融的重要作用,并基于2011—2022年中国省级面板数据,系统分析两者协同共生对共同富裕的影响及其作用机制。研究发现,数字金融与传统金融的协同共生显著促进共同富裕,但当数字金融相对传统金融发展过快时,这一关系存在门槛效应,反而可能抑制协同效应的发挥。机制分析表明,金融协同通过强化人口集聚与产业集聚推动共同富裕;异质性检验显示,该效应在市场化程度高与政府效率高的地区更为显著。本研究有助于深化对金融协同促进共同富裕机制的理解,并为中国在数字经济背景下通过经济地理空间重塑实现区域协调和共同富裕提供新思路。
With the advent of the digital economy era,whether the synergistic coexistence of digital finance and traditional finance can reshape China’s economic geography and thereby activate the agglomeration economy characteristic of a large country to promote common prosperity has become a key research question.Unlike existing literature that mainly focuses on the impact of digital finance alone,this study emphasizes the indispensable role of traditional finance and examines the synergistic relationship between the two.Using provincial panel data from China spanning 2011 to 2022,this paper investigates the impact and mechanisms of digital-traditional financial synergy on common prosperity.The findings show that this synergy significantly promotes common prosperity.However,a threshold effect exists:when digital finance develops too rapidly relative to traditional finance,the synergy weakens,which in turn hampers the promotion of common prosperity.Mechanism analysis reveals that financial synergy fosters common prosperity by strengthening population and industrial agglomeration.Heterogeneity analysis further shows that the positive effects of financial synergy are more pronounced in regions with higher levels of marketization and government efficiency.This study contributes to a deeper understanding of the role and positioning of traditional finance and its synergy with digital finance in fostering common prosperity.It also provides new policy insights for China,as the world’s largest developing country,on how to leverage financial synergy and spatial restructuring in the digital era to achieve coordinated regional development and shared prosperity.
作者
王华锋
丁佳
肖维鸽
陈云腾
WANG Huafeng;DING Jia;XIAO Weige;CHEN Yunteng(Shaoxing Institute of Technology,Shaoxing,Zhejiang 312000;Business School,Shaoxing University,Shaoxing,Zhejiang 312000;Shaoxing Transportation Investment Group Co.,Ltd,Shaoxing,Zhejiang 312000)
出处
《绍兴文理学院学报》
2025年第11期81-100,共20页
Journal of Shaoxing University
基金
国家社科基金一般项目“城市群尺度的空间集聚促进经济增长的机制与政策支持研究”(22BJL070)。
关键词
数字金融
传统金融
共同富裕
人口集聚
产业集聚
digital finance
traditional finance
common prosperity
population agglomeration
industrial agglomeration
