摘要
数字金融发展对区域经济共同富裕具有重要意义。基于2011—2021年中国省际面板数据,深入剖析数字金融对区域经济共同富裕的影响效应及门槛特征。结果表明:数字金融能够促进区域经济共同富裕,且对后发地区作用更强,在考虑内生性问题、测量误差、空间关系后结论依然稳健;机制检验显示先发地区创新创业机制效应显著,而后发地区即使数字金融可以通过提高信息对称水平发挥经济共富效应,但由于数字鸿沟存在,创新创业机制效应不显著且表现为非线性特征,只有跨过数字门槛后效果才会凸显。因此,应加快后发地区数字化基础设施建设,深化数字金融渗透服务功能,防范数字鸿沟带来的发展失衡,加强区域间数字金融合作机制。
Digital finance plays a crucial role in achieving regional common prosperity.Based on China's inter-provincial data from 2011 to 2021,the paper thoroughly examines the impact and threshold characteristics of digital finance on regional common prosperity.The findings indicate that digital finance can promote regional common prosperity,especially in post-development regions.These conclusions remain robust even after accounting for endogeneity,measurement error,and spatial relationships.The paper also reveals that digital finance has a significant impact on innovation and entrepreneurship mechanisms in first-development regions.In later development areas,the common wealth effect is observed through improved information symmetry,but due to the digital divide,the impact on the innovation and entrepreneurship mechanism is not significant until after crossing a digital threshold.As a result,it is essential to expedite the development of digital infrastructure in post-development regions,integrate digital finance into service functions,mitigate the impact of development imbalances caused by the digital divide,and enhance inter-regional digital financial cooperation.
作者
肖雁飞
尹梦丽
XIAO Yai-fei YIN Meng-li(School of Business,Hunan University of Science and Technology,Xiangtan Hunan 411201)
出处
《湖南财政经济学院学报》
2025年第6期49-60,共12页
Journal of Hunan University of Finance and Economics
基金
国家社会科学基金一般项目“数字时代中西部地区承接产业转移促进共同富裕的机制与路径研究”(项目编号:23BJL095)。
关键词
数字金融
区域经济共同富裕
创新创业
门槛效应
digital finance
common prosperity
innovation and entrepreneurship
threshold effect
