摘要
农业保险作为一种分散农业风险、促进农民增收的有效手段,在推动新农村建设、助力乡村振兴等方面发挥着重要作用。通过数字化转型,农业保险能够利用大数据、人工智能等现代科技手段,提升风险评估的精准性和服务效率,保障其稳定收入水平,推动乡村振兴战略的深入实施。但当前农业保险数字化转型还存在一些困境,影响了乡村振兴的顺利推进。因此,文章从农业保险数字化转型的理论逻辑出发,提出切实可行的实施路径。
Agricultural insurance,as an effective means of dispersing agricultural insurance and promoting farmers'income growth,plays an important role in promoting the construction of new rural areas and assisting rural revitalization.Through digital transformation,ag ricultural insurance can utilize modern technologies such as big data and artificial intelligence to improve the accuracy of risk assessment and service efficiency,ensure stable income levels,and promote the in-depth implementation of rural revitalization strategies.However,there are still some difficulties in the current digital transformation of agricultural insurance,which affects the smooth progress of rural revi talization.Therefore,this article starts from the theoretical logic of digital transformation of agricultural insurance,proposes practical and fea sible implementation paths.
作者
刘建华
Liu Jianhua(China United Property Insurance Co.,Ltd.,Gansu Branch,Lanzhou,Gansu,730030)
出处
《市场周刊》
2025年第23期22-25,共4页
Market Weekly
关键词
乡村振兴
农业保险
数字化转型
rural revitalization
agricultural insurance
digital transformation
