摘要
2018年我国基本医疗保险参保覆盖面稳定在95%以上,参保人数超过13.4亿,医保政策全民覆盖已基本实现。但在医保改革稳步发展的进程中,我国基本医疗保险制度依然会出现由于各种原因导致的一些群体医保参保率较低情况,如新业态灵活就业人员、大学生群体和流动人口等人群参保率较低,同时城乡居民医保还存在着筹资水平上升导致的退保现象。本文旨在探讨几类人群参保率现状及参保水平低的原因,并提出相应的对策建议。
In 2018,China's basic medical insurance coverage was stable at over 95%,and the number of participants has exceeded 1.34 billion.This means that China has taken a step closer to the goal of consisting on sharing development and establishing a fairer and more sustainable social security system.However,in the process of steady development of medical insurance reform,the basic medical insurance for urban and rural residents in China still has a low participation rate due to various reasons,the participation rate of fl exible employees in new industry,college students,transient population is relatively low,and the phenomenon of withdrawing from the medical insurance system caused by the rising level of fi nancing.The purpose of this paper is to explore the current situation of the participation rate of several groups of people and the reasons for the low level of participation,and put forward corresponding countermeasures and suggestions.
作者
谢明明
Xie Mingming(Business School of Zhengzhou University,Zhengzhou,450001)
出处
《中国医疗保险》
2020年第1期13-17,共5页
China Health Insurance
基金
教育部人文社会科学研究青年基金项目“基于精准化解灾难性卫生支出的医疗保障补偿机制优化研究”（19YJC840048）
河南省教育厅人文社会科学研究项目“河南省大病补充医疗保险精准扶贫效果研究”（2019-ZZJH-430）
关键词
基本医疗保险
应保尽保
医保制度
新业态
basic medical insurance
universal insured
medical security system
fl exible employees in new industry
