摘要
推广医疗责任保险是近年来卫生领域的一项重要政策。但是迄今的运行实践表明,医疗责任保险有名无实,既不能有效减轻医疗机构的负担,也不能对医疗纠纷的解决发挥预期作用。从美国与德国在医疗责任保险实施效果上的严重反差来看,医疗责任保险的推行,需要有完善的法制与社会保障制度作为支撑。未来应当将医疗责任保险与医疗意外保险同步推行,建立特殊的医疗风险社会保障制度,减轻患者的经济负担,才可能实现医疗责任保险的良好运行。
It is an important policy to promote medical liability insurance in medical field. However, it is shown that medical liability insurance is ineffective either in reducing the burden of medical institution or resolving medical disputes. The experience of USA and Germany in implementing medical liability insurance showed that the implementation of medical liability insurance should be supported by sound law and social security system. In order to ensure the well run of medical liability insurance in the future, both of the medical liability insurance and medical accident insurance should be implemented, a special social security system should be built and the financial burden of patients should be reduced.
出处
《医学与哲学（A）》
北大核心
2016年第3期63-66,共4页
Medicine & Philosophy:Humanistic & Social Medicine Edition
基金
2014年度江苏省博士后科研资助计划项目
项目编号:1401140C
2014年度镇江市科技支撑社会发展项目
项目编号:SH2014100
关键词
医疗责任保险
医疗意外保险
医疗纠纷
medical liability insurance, medical accident insurance, medical disputes
