摘要
美国的医疗责任保险发展至今,在为医疗系统有效服务的同时,也积累了较大的负面问题,并最终导致了席卷全面的一场医疗责任危机。本文对该危机的表现与形成原因进行了剖析,并指出无限制的惩罚性赔偿金、法庭不公正的判决倾向、高昂的辩护成本和推波助澜的律师是导致危机出现的主要因素。在文章的结尾,在美国对危机进行的改革研究的基础上,笔者对我国发展医疗责任保险提出了包括不宜施加对医务人员的过度负担、法庭判决应保持与责任保险的独立性、对律师的行为进行规范和限制以及免除重叠的赔偿等六点合理化建议。
The America malpractice has played an important role in American medical system,but with more and more problems gradually appearing,it leads to a severe crisis all over the country.In this paper,we analyze the causes and performances of the crisis.Then we get a conclusion: the unlimited punitive damages,the unjust verdict trend of court,the high defense cost and the malicious lawyers are the key factors of the whole crisis.At the end of this paper,based on the America’s reform experience,we put forward six suggestions including reducing the excessive burden of medical staff;maintaining the independence of court litigation;restricting the lawyer’s conduct and exempting from the overlap of compensation.
出处
《区域金融研究》
2013年第7期33-38,共6页
Journal of Regional Financial Research
基金
广西大学科研基金资助项目(合同编号:xbs12017)
关键词
医疗责任保险
医疗责任保险危机
惩罚性赔偿金
投机性诉讼
侵权法改革
America Malpractice Liability Insurance
America Malpractice Liability Insurance Crisis
Punitive Damages
Speculative Litigation
Tort Law Reform
