摘要
信息主体同意权的制度价值在于平衡隐私保护与征信效率之间的价值冲突。比较法上存在完全承认、完全不承认和有限度地承认信息主体同意权3种立法例,且在同意权的行使方式上存在积极同意与消极同意的分野。我国征信立法关于信息主体同意权的制度设计应从两个方面进行改进,一是取消信息采集同意权;确立信息使用同意权,二是借鉴欧盟的经验设置确保信息主体同意真实性的保障措施。
The system value of the consent right of the information agent is the balance of the value conflict between protecting privacy and credit reporting efficiency. There exists 3 legislative cases in comparative law, that is, accepting the consent right of the information agent completely, rejecting it utterly and accepting it within limits, and the way to exercise the consent right can be di- vided into positive way and negative way. The credit legislation on the system design of the consent right of the information agent in China can be improved from 2 aspects, on the one hand, abolishing the consent right to collect personal information, and establis- hing the consent right to use personal information, on the other hand, using the successful experience in EU for reference to take measures to guarantee the authenticity of the consent from the information agent.
出处
《情报理论与实践》
CSSCI
北大核心
2014年第1期32-36,共5页
Information Studies:Theory & Application
关键词
征信
个人信用信息
同意权
credit investigation
individual credit information
consent right
