摘要
担保之竞合包括物保与物保之竞合、物保与人保之竞合和人保与人保之竞合三种形态。就物保与物保之竞合而言,在处理上一般不会发生问题。就物保与人保之竞合而言,台湾"民法"物权编的最新修正一改过去的"物保最终责任原则",而改采"物保与人保依比例分担的原则"。就人保与人保之竞合而言,应在区分一般保证与连带保证的基础上,明晰按份共同保证与连带共同保证的区别,并在此基础上进一步明确"连带及共同保证"的概念。
Security coincidence includes coincidence of material and material guarantee,coincidence of material and credit guarantee,and coincidence of credit and credit guarantee.Generally,there will be no problem with the coincidence of material and material guarantee.As for the coincidence of material and credit guarantee,Taiwan Civil Law has changed the "principle of material guarantee as the ultimate liability" to the "principle of proportional sharing of material guarantee and credit guarantee" in the latest amendment of the real right.As for the coincidence of credit and credit guarantee,distinction should be made between general guarantee and joint guarantee,thus to make clear the difference between co-guarantee by shares and joint co-guarantee.
出处
《山东科技大学学报(社会科学版)》
2010年第5期34-39,共6页
Journal of Shandong University of Science and Technology(Social Sciences)
关键词
担保之竞合
物保与人保之竞合
人保与人保之竞合
security coincidence
coincidence of material and credit guarantee
coincidence of credit and credit guarantee