摘要
通过对中国商业银行集中经营不良贷款方式的观察,显示出原有不良贷款经营方式的诸多不足,并提出一级分行集中经营不良贷款四项措施能够克服二级分行直接经营的四大弊端。同时结合中国商业银行的业务实践,对集中经营改革中亟待解决的新问题提出自己的思考。
Through researches on the centralized operation method of commercial banks＇ non-performing loans,the article points out many shortcomings of the former operation methods.It puts forward four measures of centralized operation by branches which can overcome the four shortcomings of direet operations by sub-branches on non-performing loans. Meanwhile,concerning the operational practice of commercial banks,the author presents his own ideas about the new puzzles which should be settled in the reform of centralized operation of non-performing loans.
出处
《上海商学院学报》
2010年第4期69-71,共3页
Business Economic Review
关键词
商业银行
不良贷款
集中经营
改革
commercial banks
NPL
centralized operation
reform
