摘要
大学生贷款政策作为高等教育收费制度改革的一项措施,无疑对解决贫困家庭学生的经济困难产生了巨大作用,然而,这项制度的贯彻实施却暴露出一些不该出现的问题。本文主要分析了大学生贷款政策落实过程中,银行门槛过高、缺乏调查、手续繁琐、还贷期限短,以及高校认识淡漠、责任不明、协调效率不高等"偏差"现象,并针对政策执行过程中出现偏差的原因进行了剖析,进而提出了完善大学生贷款制度和提高执行力度的措施。
As a measure to reform the system of higher education fees,college students loaning policies had no doubt a tremendous role for students from poor families to solve the economic difficulties. However, the implementation of this system has exposed some problems which should not arise. This paper mainly analyses the problems from banks such as high thresholds,lack of investigation, cumbersome procedures, loan repayment of short duration and so on, as well as colleges and universities＇ ＂deviation＂ phenomenon such as indifferent recognition the unclear responsibility, lower efficiency of coordina, tion, etc. during the implementation of loan policy. The arising reasons for the deviation in the course of the implementation of policies was analyzed, measures and countermeasures for perfecting college students loan system and improving the intensity of the execution was then psesented.
出处
《北京科技大学学报（社会科学版）》
2008年第2期135-139,共5页
Journal of University of Science and Technology Beijing(Social Sciences Edition)
关键词
大学生贷款
银行与高校
执行偏差
对策
college students loan
banks and universities
executive deviation
countermeasures
