摘要
基于企业核心竞争力理论,依据科学性、全面性、可操作性和可比性原则,构建了保险企业核心竞争力评价的指标体系,通过建立保险企业核心竞争力的因子分析模型,从保险企业的规模能力因素、经济效益因素和赔付能力因素3个方面,对中国20家保险企业的核心竞争力做出了综合评价。同时指出提升中国保险企业的核心竞争力,必须完善保险市场运行机制,建立具有中国特色的现代化保险市场体系,从保险市场的准入、竞争和退出等方面入手,促进保险企业成为市场竞争的独立主体。
Based on the theory of the core competence of corporation, this paper has established an appraisal indicator system of insurance enterprises＇ core competence by the scientific, comprehensive, workable and comparable principles. By setting up the factor analysis models of insurance enterprises＇ core competence, we analyze 20 insurance enterprises in China from three aspects of scale factor, economic benefits factor and payment ability factor. Meanwhile, in order to enhance the core competence of Chinese insurance enterprises, we should perfect the insurance industry＇s operation mechanism in the market, establish the modem insurance market system with Chinese characteristics and promote the insurance industry to act as an independent main body in the market competition from the aspects of insurance market access, competition, and withdrawal.
出处
《西安交通大学学报（社会科学版）》
CSSCI
2008年第3期33-37,共5页
Journal of Xi'an Jiaotong University：Social Sciences
关键词
保险企业
核心竞争力
因子分析
insurance enterprises
core competence
factor analysis
