摘要
对银行的资本管制已逐渐发展成为银行监管体系的核心 ,银行只有保持一定的资本充足率才能成为自担风险的独立主体 ,减少银行对于政府救助的依赖 ,降低存款保险制度的运行成本。因此 ,监管当局对银行资本充足率的监管相当重要 ,必须搞好。
The regulation of capital adequacy of a bank has become the core of surveillance system of banking sectors while theoretical analysis is still inadequate in the respect of why should there be such a regulation. Taking as its starting point the general theory of equity structure particularity of banks, this article explores the unique properties of banking capital and reveals the importance of capital adequacy regulation.
出处
《山西财经大学学报》
北大核心
2002年第5期76-79,共4页
Journal of Shanxi University of Finance and Economics
