摘要
中小家族企业在社会经济发展中作出了巨大贡献,其面临着融资难问题,银企之间由于信息不对称引起的道德风险和逆向选择是造成中小家族企业融资难的重要因素,在深层次分析中小家族企业的融资难的内在必然性基础上,提出了若干解决办法。
Small and middle sized family finns are very important in social and economic development, but they are also faced with problem of financial difficulty. Moral hazard and adverse selection caused by asymmetric information between the bank and the finn are important factors that lead to the difficulty. This paper deeply analyzed the inevitability of small and middle sized family firm's financial difficulty, and put forward some measures to deal with the problem.
出处
《沈阳建筑大学学报(社会科学版)》
2008年第2期162-165,共4页
Journal of Shenyang Jianzhu University:Social Science
基金
"泰山学者"建设工程专项经费资助
关键词
信息不对称
中小家族企业
信贷融资
asymmetric information
small and middle sized family finn
credit financing