摘要
保险人的说明义务在性质上是一种法定义务,也是一种附随义务和先合同义务。保险人对保险合同条款的说明不限于口头或书面的形式,但应当是全面和广泛的。保险人违反说明义务,投保人有解除合同的权利,若属故意则可要求双倍返还保险费,若属过失可要求返还保险费及其利息。
The insurer＇s explanation duty. is a kind of legal obligation on anture,which is one kind of additional obligation and ahead of the contract too.The insurer is not only limited to the oral or written form of the explanation of the contract terms of the insurance,but overall and extensive.The insurer violates the duty of proving,the insured has the right to cancel the contract,to and can require the return of the insurance premium doubly if the insurer do so on purpose and can demand the return insurance premium and interest if it is the insurer＇s fault.
出处
《行政与法》
2005年第12期92-94,共3页
Administration and Law
基金
郧阳师范高等专科学校科研项目"保险合同的理论与实践问题研究"的成果之一
项目编号:2003C14
关键词
保险人
说明义务
解除权
insurer
explanation duty
Remove righ
