需求领先型金融发展的微观机理研究被引量：10

On the Micro-mechanisms of Demand-leading Financial Development

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摘要本文尝试从需求角度来研究金融发展的微观动因。主要研究经济生活中哪些因素的出现或变化会导致有关经济主体——金融服务需求方——产生出对某种新金融服务的需求,或扩大对某种已有金融服务的需求,进而导致金融发展。我们把这样的金融发展称为“需求领先型”。需求领先型金融发展的影响因素主要有:外部环境与需求方的自身状况。本文所做的理论分析带有一定的前瞻性,将对未来我国金融发展有一定指导意义。 The paper attempts to investigate the micro-inducements of financial development from the demand aspect. It mainly explores what kinds of factors will affect the a-gents who need finanial services to generate the demand for new financial services or expand the demand for existing financial services and thus cause financial development. We define this type of financial development as 'demand-leading'. 'Demand-leading' financial development is mainly influenced by external environment and status of the agents themselves. Our theoretical analysis in this paper is foreseeing to a certain degree and may have special implications for China's future financial development.

作者谈儒勇

机构地区上海财经大学现代金融研究中心

出处《上海财经大学学报》 2004年第1期13-19,共7页 Journal of Shanghai University of Finance and Economics

关键词需求金融服务金融发展 “需求领先型” 外部环境中国 financial development demand-leading: demand for financial service

分类号 F830 [经济管理—金融学]

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参考文献11

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