摘要
利率是经济生活中的一个重要变量,它影响着银行的贷款,也通过它与银行贷款之间互动进而影响着宏观经济。本文从利率与银行的日常行为的关系出发,建立了一个模型,通过模型揭示了利率与银行贷款行为之间的互动,认为利率与贷款数量之间是非线性的关系,并通过模拟数据进一步发现由于利率所处数值不同,同样的利率的变化导致的贷款数量的变化是不一样的。
Interest rate is an important variable in the economic life, which influences the amount of loan of banks, and also influences the The paper studied the relationship between the interest rate and the actions of a bank, and devised a model, which discovered the relationship between the interest rate and the loans of the bank, found that the relationship is nonlinear. The paper with simulation finds that the same variation of the rate can＇t necessarily result in the same variation of the loan if the rates are different.
出处
《财经论丛》
CSSCI
北大核心
2009年第2期41-45,共5页
Collected Essays on Finance and Economics
