摘要
我国金融业虽然初步建立了比较完善的金融机构体系和比较健全的金融市场体系,但我国金融体制改革明显滞后于经济增长,系统性金融风险日益突出。我国必须以国有商业银行股份制改革为依托对银行体系进行深层次变革,实现银行业务与其他金融业务的适度对接,加强金融业的监管力度,以降低、分散金融业风险,最大限度地减小金融风险对国民经济的冲击。
Although a comparatively perfect finanicial organization system and market system have been established in financial industry in our country,yet the reform of the financial system obviously lags behind the economic growth.Systematic financial risks are becoming more salient,which mainly exist in the banks which possess a lot of adverse capital.Our country must make reforms on the bank systmes on the deeper level,on the basis of the reform of the share system of the state-owned commercial banks,realizing an appropriate link between bank business and other financial business.Then,the monitoring of the financial industry can be strengthened;the financial risks can be reduced and the impact of the financial risks on the rational economy can be greatly reduced.
出处
《武汉理工大学学报（社会科学版）》
2003年第5期528-531,共4页
Journal of Wuhan University of Technology:Social Sciences Edition
关键词
商业银行
风险
防范
金融改革
commercial bank
risk
guarding
financial reform
