摘要
针对我国保险市场有效数据少的特点,引入灰色关联分析方法,以中国人民保险公司为例对影响我国非寿险保险公司偿付能力的各种内部和外部因素进行了实证分析,得出了各种风险对偿付能力的影响程度,分析了内外部因素的相对重要性,对保险监管部门和保险公司制定切实有效的管理策略具有一定的参考价值。
In this paper, we analyzed the internal and external factors which affect the solvency of non-life insurance companies in China. There are not many valid data because of the short history of Chinese insurance industry, so Grey incidence analysis is used instead of statistics methods which require a large number of samples. It can provide reference basis for the insurance supervisory department and companies to draw up the management policy.
出处
《山东科技大学学报(自然科学版)》
CAS
2003年第4期102-105,共4页
Journal of Shandong University of Science and Technology(Natural Science)