摘要
新疆农村经济的快速发展对资金需求日益增加,农户及其他经营实体所需的大量资金完全靠自身积累不可能得到满足,需要大量外部资金的注入和支持,而新疆较低的财政自给率和农村正规金融抑制,客观上形成了对民间借贷的制度性需求。作者将正规金融与民间借贷视为一个完整的农村金融生态,再考虑财政支农的因素,运用灰色关联分析方法,探求农村正规金融、民间借贷及农村经济发展的内在关联。
The demand for capital is increasing with the development of economy in Xinjiang rural area and it can not be met fully relying on its own capital accumulation.Consequently,it is necessary for substantial infusion of external funding.However,the self-sufficiency rate of finance is low and the rural formal finance is repressed,resulting in the demand for informal credit.Considering formal finance and informal credit as a whole and financial supporting to agriculture,the effect of formal finance and informal credit on rural economic development using gray correlation analysis was studied.
出处
《湖北农业科学》
北大核心
2012年第21期4933-4937,共5页
Hubei Agricultural Sciences
基金
教育部人文社会科学研究青年基金项目(10YJC90100)
关键词
农村正规金融
民间借贷
农村经济发展
新疆
rural formal finance
informal credit
rural economic development
Xinjiang
