摘要
该文简述了世界经济、农业劳动力比例与医疗保障制度发展规律，上中等收入国家医疗保障制度概况，新加坡模式特点、经济与社会效果，及中国医疗保障制度现状。对珠江三角洲模式（全民住院商业医疗保险）和长江三角洲模式（全民基本医疗保障模式）分别作了介绍，提出“门诊家庭账户，住院社会统筹（借贷制），大病风险救助”全民基本医疗保障模式实验方案，以保障城乡各种人群健康和控制医疗卫生总费用占ＧＤＰ比例的增长幅度，迎接中国加入世贸组织后，国际商业医疗保险公司的挑战。
The author depicted the law of the world's medical security system, the outline of the developed countries' medical security system, the characteristic, the economic and social effect of the Singapore pattern and the current situation of Chinese medical security system. After comparing the Zhujiang delta pattern (the whole people's in - hospital commercial medical insurance pattern) and the Changjiang delta pattern (the whole people's basic medical security pattern), the author brought forward the experimental pattern of the whole people's basic medical security. The author believe that the pattern which using outpatient family account, in-hospital fund collected by society as whole (debit and credit) and the support of catastrophic disease risk, can ensure all the people's health and keep increase rate of the medical expense. Then after joining the WTO, we can confront the challenge of the international commercial medical insurance company.
出处
《中国卫生资源》
2000年第3期130-133,共4页
Chinese Health Resources
基金
1998年度江苏省科委软科学研究项目基金!BH98031<中等收入国家医疗保障制度比较和我省医疗制度改革的借鉴研究>课题分报告之
