摘要
本文比较分析了国外金融机构市场退出机制,对法律框架、处置主体、处置手段、救助资金来源、不良资产管理五个方面进行比较研究。在此基础上,剖析了我国金融机构市场退出的制度缺陷,并提出我国金融机构市场退出制度选择是完善法律框架,实现处置主体的外部化、处置方式的规范化、救助资金的多样化和建立集中统一的不良债权管理体制。
This paper compares the systems of foreign financial institutions' market withdrawal, and analyzes the five aspects, i.e., legal framework, managerial body, and resources of saving fund, bad asset management. Based on the comparison, the paper points out the flaws of market withdrawal system of financial institutions in China and finally proposes the scheme of market withdrawal system of China's financial institutions, including perfecting legal system, establishing external managerial body, normalizing of managerial means, diversifying of saving funds and setting up centralized bad asset management system.
出处
《金融研究》
CSSCI
北大核心
2003年第10期98-107,共10页
Journal of Financial Research
关键词
金融机陶
市场退出
financial institution, market withdrawal
