摘要
商业银行是一种特殊的金融企业 ,它和其他企业一样 ,会在激烈的市场竞争中优胜劣汰。但是 ,由于商业银行的特殊性 ,其退出市场时会涉及到多方当事人的利益和国家金融秩序的安全 ,所以必须由国家对商业银行市场退出的全过程进行监管。而建立健全我国商业银行市场退出法律制度 。
The commercial bank is a special kind of financial enterprise which, like other enterprises, will prosper or die out in the intense market competition. However, because of the specific characteristics of the commercial bank, the interests of many relevant parties and the safety of national finance order will be involved in the process of its withdrawal. Therefore, the State should supervise the whole course of the bank market withdrawal. And how to set up and perfect our legal system of commercial bank supervision is a problem which needs prompt solution.
出处
《北方工业大学学报》
2004年第4期63-67,共5页
Journal of North China University of Technology
关键词
商业银行
市场退出
金融监管
存款保险制度
commercial bank
market withdrawal
financial supervision
system of deposit insurance
