摘要
支持中小企业发展既是微观问题 ,也是宏观问题。本文在简要分析金融部门支持中小企业取得明显成效的基础上 ,指出中小企业融资难的主要原因是 :国有银行与中小企业在融资制度安排上不对称 ,金融改革、体制转换、通货紧缩强化了对中小企业的政策歧视以及信息不对称和中小企业综合竞争力不强。
It is not only a microeconomic but also macroeconomic issue to develop small and medium-sized enterprises.This paper analyzes briefly financial institutions to sustain small and medium-sized enterprises' financing, and point out the main reasons of difficulties of these enterprises financing, for example, financing system asymmetry of national bank and these enterprises, reform of finance, diversion of economic system, deflation, that worsen condition of discriminating against these enterprises policy, asymmetry of information, low synthesis competition ability. At last, it gives some felicitous advice to resolve the problems of these enterprises financing and dredge conduction mechanism of monetary policy.
出处
《金融研究》
CSSCI
北大核心
2003年第1期90-97,共8页
Journal of Financial Research