摘要
我国提出要“强化企业科技创新主体地位”,充分发挥企业在国家经济体系中的重要作用。基于2014-2024年中国A股上市企业数据,通过“金融科技”关键词百度新闻检索,构建地区金融科技发展水平指标,实证分析金融科技发展对企业创新绩效的影响和作用路径。结果表明,金融科技可以通过缓解融资约束驱动企业创新;异质性分析表明,金融科技促进企业创新的作用在大规模企业和非国有企业表现更明显。通过深入探讨金融科技对企业创新绩效的作用机制,可为优化金融科技发展、推动企业创新发展提供理论依据与实践指引。
China has proposed to"strengthen the dominant position of enterprises in technological innovation"and give full play to the important role of enterprises in the national economic system.Based on the data of Chinese A-share listed companies from 2014 to 2024 as the research sample,this study constructs an indicator of regional fintech development level through Baidu News retrieval of the keyword'financial technology",and empirically analyzes the impact and mechanism of fintech development on corporate innovation performance.The results show that fintech can drive corporate innovation by alleviating financing constraints;heterogeneity analysis indicates that the role of fintech in promoting corporate innovation is more pronounced in large-scale enterprises and non-state-owned enterprises.By indepth exploring the mechanism of fintech's impact on corporate innovation performance,the research conclusions provide theoretical basis and practical guidance for optimizing fintech development and promoting the improvement of corporate innovation performance.
作者
王梦瑶
朱欢雪
Wang Mengyao;Zhu Huanxue(School of Finance and Investment,Hebei Finance University,Baoding 071000,China)
出处
《科技创业月刊》
2026年第1期156-164,共9页
Journal of Entrepreneurship in Science & Technology
关键词
金融科技
创新绩效
融资约束
fintech
innovation performance
financing constraints
