摘要
基于徐州市在保障范围、筹资机制、失能评估、待遇模式等方面的实践经验,深入分析当前面临的筹资渠道单一、失智人群保障不足、定点机构监管薄弱等问题。为提升长期护理保险的可持续性,建议强化失能失智评估机制,扩大保障范围;优化筹资政策,建立多元化筹资模式;完善监管体系,提高定点机构服务质量;加强政策宣传,提高公众参与度,从而为其他地区提供实践参考。
Based on the practical experience of Xuzhou city in coverage scope,financing mechanisms,disability assessment,and benefit models,this study conducted an in-depth analysis of current challenges,including single financing channels,insufficient coverage for dementia patients,and weak supervision of designated institutions.To enhance the sustainability of long-term care insurance,recommendations were proposed:strengthening the assessment mechanism for disability and dementia while expanding coverage scope;optimizing financing policies to establish a diversified funding model;improving the supervision system to enhance service quality in designated institutions;and intensifying policy promotion to increase public participation.These measures aimed to provide practical references for other regions.
作者
陆晨晨
张志帆
杨晶
LU Chenchen;ZHANG Zhifan;YANG Jing(Xuzhou Clinical College,Xuzhou Medical University,Jiangsu 221004 China)
出处
《护理研究》
北大核心
2026年第1期146-150,共5页
Chinese Nursing Research
基金
徐州市医疗保险研究项目,编号:XYY2025-01。
关键词
老年人
长期护理保险
人口老龄化
老年护理
失能
失智
the aged
long-term care insurance
population aging
elderly care
disability
dementia
