摘要
构建中国特色现代金融体系是新时代中国金融改革发展的核心命题,也是应对复杂内外部经济金融环境的现实选择,更是推进中国式现代化的内在需求。中国金融体系自1978年以来历经市场化转型、系统性建设与高质量发展三个演进阶段,始终强调与经济发展阶段的动态适配。当前,在取得显著实践成效的同时,也面临结构性矛盾与新风险交织的复杂挑战。与西方经典模式相比,中国路径在构建逻辑、体系协同、治理核心与风险防控等方面展现出显著制度优势。未来要通过结构调整深化金融供给侧结构性改革,加速建设提升服务实体经济质效的“六大体系”,锚定适应性、竞争力与普惠性目标强化体系效能继续推进中国特色现代金融体系的建设,为中国式现代化全面推进强国建设、民族复兴伟业提供有力支撑。
Building a modern financial system with Chinese characteristics serves as the core proposition for China’s financial reform and development in the new era.It represents both a pragmatic response to the complex domestic and global economic and financial landscapes,and an inherent requirement for propelling Chinese-style modernization.Since 1978,China’s financial system has undergone three distinct phases of evolution:market-oriented transformation,systematic institutional reform,and high-quality development.Throughout this process,it has consistently prioritized dynamic alignment with the country’s evolving economic development stage.Presently,while notable practical outcomes have been achieved,the system confronts complex challenges stemming from intertwined structural contradictions and emerging risks.In comparison with classical Western financial models,the Chinese framework exhibits unique institutional advantages across four dimensions:construction logic,systemic coordination,governance core,and risk prevention and control.Going forward,deepening financial supply-side structural reform through targeted structural adjustments,accelerating the development of the“Six Major Systems”to improve the quality and efficiency of services for the real economy,and focusing on the goals of adaptability,competitiveness,and inclusiveness will enhance systemic effectiveness.This will further promote the development of a modern financial system with Chinese characteristics,offering solid support for the comprehensive advancement of Chinese-style modernization and the great cause of national rejuvenation.
出处
《江西社会科学》
北大核心
2025年第11期23-34,205,206,共14页
Jiangxi Social Sciences
基金
国家社会科学基金重大项目“新发展格局下提高直接融资比重优化金融结构与经济高质量发展研究”(21&ZD111)。
