摘要
【目的】构建企业信用风险评价指标体系。【方法】通过明确企业信用风险评价的目标和监管场景,分析风险评价指标的核心维度,对指标进行筛选和量化处理,根据指标对信用风险的影响程度采用不同方法分配权重,并建立指标体系动态更新与迭代机制。【结果】完成构建并完善企业信用风险评价指标体系。【结论】研究提出了企业信用风险评价技术的主要发展方向。
[Objective]This study aims to construct a comprehensive indicator system for enterprise credit risk evaluation.[Methods]By defining the objectives and regulatory scenarios of credit risk evaluation,the core dimensions of risk assessment indicators are analyzed.Indicators are systematically screened and quantified,and weights are assigned using different methodologies according to their impact on credit risk.A dynamic updating and iterative mechanism for the indicator system is also established.[Results]A well-structured and refined indicator system for enterprise credit risk evaluation has been successfully developed.[Conclusion]The study identifies key future directions for the technological development of enterprise credit risk evaluation.
作者
周莉
赵燕
江洲
孟翠竹
李向华
ZHOU Li;ZHAO Yan;JIANG Zhou;MENG Cuizhu;LI Xianghua(China National Institute of Standardization)
出处
《标准科学》
2025年第11期46-53,共8页
Standard Science
基金
2023年度国家市场监督管理总局科技创新人才计划项目“支撑信用监管的经营主体信用风险评价技术研究”(项目编号:QNBJ202311)资助。
关键词
信用风险评价
指标体系
风险预警
credit risk assessment
indicator system
risk warning
