摘要
数字金融作为现代金融与数字技术深度融合的产物,在新质生产力发展过程中扮演着关键角色。其核心价值在于精准契合新质生产力的内涵特征,通过释放要素配置效应、创新支持效应与资源平台效应,全面提升新质生产力的发展速度与质量效益。尽管数字金融在驱动新质生产力发展方面优势显著,但仍面临不少阻滞。因此,只有从技术突破、制度创新、生态协同、风险防控四个维度精准施策,形成“技术共进、制度适配、生态共生、风险可控”的良性互动格局,方能充分释放数字金融的赋能效能,为新质生产力的培育与壮大注入持久动力。
As a product of the deep integration of modern finance and digital technology,digital finance plays a crucial role in the development of new productive forces.Its core value lies in accurately aligning with the connotative characteristics of new productive forces and comprehensively enhancing their development speed,quality,and efficiency by unleashing the effects of factor allocation,innovation support,and resource platform.Despite its significant advantages in driving the development of new productive forces,digital finance still faces many obstacles.To address this,precise measures need to be taken from four dimensions:technological reakthroughs,institutional innovation,ecological collaboration,and risk prevention and control.Only by forming a positive interactive pattern of"technological co-progress,institutional adaptation,ecological symbiosis,and controllable risks"can the nabling effect of digital finance be fully released,injecting lasting impetus into the cultivation and growth of new productive forces.
作者
任春玲
REN Chun-ling(Department of Scientific Research,Changchun Finance College,Changchun 130124,China;Jilin Province Rural Financial Reform Research Center,Changchun 130124,China)
出处
《长春金融高等专科学校学报》
2025年第5期5-11,73,共8页
Journal of Changchun Finance College
关键词
数字金融
科技创新
数据要素
新质生产力
digital finance
scientific and technological innovation
data elements
new quality productivity
