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数字金融赋能新质生产力发展:理论逻辑、现实困境与突破路径 被引量:11

Digital Finance Empowers the Development of New Quality Productive Forces:Theoretical Logic,Realistic Dilemma and Breakthrough Paths
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摘要 发展新质生产力是推动高质量发展的内在要求和重要着力点,是实现中国式现代化的重要基础,离不开数字金融赋能。数字金融主要通过优化要素配置、驱动科技创新和推动产业升级三个渠道促进新质生产力发展,但目前数字金融赋能新质生产力发展仍面临数据要素市场体系不完善、数字技术创新及转化存在堵点、数字金融监管机制不健全等诸多现实困境。为此,需聚焦夯底座、强技术、兴产业、防风险、育人才、促开放,通过完善数字金融要素治理体系、强化数字金融核心技术攻关、创新数字金融产业服务模式、扎牢数字金融风险防控网络、优化数字金融人才引培机制、稳慎推动数字金融市场开放等举措进行纾困引导,增强数字金融对新质生产力发展的赋能效果。 The development of new quality productive forces is the internal requirement and important focus to promote high-quality development,an important foundation to achieve Chinese path to modernization,and can not be separated from the empowerment of digital finance.Digital finance mainly promotes the development of new quality productive forces through three channels of optimizing factor allocation,driving scientific and technological innovation,and promoting industrial upgrading.However,the current empowerment of digital finance for the development of new quality productive forces still faces many realistic dilemmas such as imperfect market system for data elements,obstacles in digital technology innovation and transformation,and inadequate regulatory mechanisms for digital finance.We need to focus on strengthening the foundation,enhancing technology,promoting the industry,preventing risks,cultivating talent,and promoting openness by taking measures such as improving the digital finance element governance system,strengthening the core technology research and development of digital finance,innovating the service model of digital finance industry,tightening the network of digital finance risk prevention and control,optimizing the mechanism of digital finance talent introduction and cultivation,and promoting the opening of the digital finance market through steady and cautious measures to alleviate the difficulties and guide the empowerment of digital finance to enhance the empowerment effect of new quality productiveforces.
作者 郑强 胡明茜 ZHENG Qiang;HU Ming-xi
出处 《改革》 北大核心 2025年第5期78-89,共12页 Reform
基金 国家社会科学基金项目“我国对RCEP国家直接投资及其风险防范研究”(23BGJ015)。
关键词 新质生产力 数字金融 数据要素 科技创新 现代产业体系 new quality productive forces digital finance data elements scientific and technological innovation modern industrial system
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