摘要
基本医疗保险全民参保是我国医疗保障事业的重要政策目标。当前大学生群体参保率不高,且呈逐年下降趋势。基于供需理论视角,探讨大学生基本医疗保险供需双方的行为特征,发现有效需求不足是导致大学生参保率不高的关键原因,进而提出改善这一状况的政策建议。
Achieving universal coverage of basic medical insurance is a critical policy objective for China′s healthcare security system.The collegians′current enrollment rate is not high and is showing a downward trend year by year.The paper discusses the behavior characteristics of both the supply and demand sides of collegians′basic medical insurance based on the perspective of supply and demand theory to find insufficient effective demand is the key reason for collegians′low participation rate,and then puts forward policy advice to address this issue.
作者
李向宇
左海威
余明姝
李明超
LI Xiangyu;ZUO Haiwei;YU Mingshu;LI Mingchao(Shenzhen City Polytechnic,Shenzhen City,Guangdong Province,China518000)
出处
《卫生职业教育》
2025年第19期31-34,共4页
HEALTH VOCATIONAL EDUCATION
基金
深圳城市职业学院博士科研项目“流动人口基本医疗保险的参保现状及问题研究”(2214001)。
关键词
供需理论
大学生
基本医疗保险
参保行为
Supply-demand theory
Collegian
Basic medical insurance
Insurance participation behavior