摘要
中小企业作为我国经济的重要组成部分,在加速科技创新进程、驱动科技发展方面发挥着重要作用。然而,当前中小企业的发展面临融资门槛高、创新能力不足等多重制约。基于此,本文提出供应链金融融资模式的应用可以为破解中小企业资金短缺难题提供有效路径:该模式依托上游核心企业的信用背书与担保支持来降低下游中小企业的授信要求,使其更易获得金融机构的融资支持,从而缓解资金困境。企业绩效是衡量中小企业经营状况的核心指标,但供应链金融究竟如何影响中小企业发展、其内在传导机制具体为何等问题,仍需深入研究,以从更深层次揭示供应链金融对中小企业发展所产生的深远影响。
As an important component of China’s economy,small and medium-sized enterprises(SMEs)play a crucial role in accelerating technological innovation and driving scientific development.However,the development of SMEs currently faces multiple constraints,such as high financing thresholds and insufficient innovation capacity.Based on this,the application of supply chain finance(SCF)financing models can provide an effective pathway to address the funding shortage of SMEs.This model relies on the credit endorsement and guarantee support of upstream core enterprises to reduce the credit requirements for downstream SMEs,making it easier for them to obtain financing from financial institutions and thereby alleviating financial difficulties.Enterprise performance is a core indicator for assessing the operational status of SMEs,yet questions remain regarding how supply chain finance specifically influences SME development and the underlying transmission mechanisms.Further research is needed to uncover the profound impact of supply chain finance on SME growth at a deeper level.
作者
章帷儿
Zhang Weier(Zhejiang Yuexiu University,Shaoxing,Zhejiang 312000)
出处
《中国商论》
2025年第16期107-109,共3页
China Journal of Commerce
关键词
供应链金融
企业绩效
研发投入
供应链集中度
企业成长性
supply chain finance
corporate performance
R&D investment
supply chain concentration
enterprise growth
