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数字普惠金融、产业结构升级与区域经济韧性动态关系研究——基于PVAR模型的分析

Research on the Dynamic Relationship among Digital Inclusive Finance,Industrial Structure Upgrading and Regional Economic Resilience——Based on the Analysis of PVAR Model
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摘要 增强区域经济韧性是各省乃至全国应对国内外未知风险与挑战的关键举措,基于全国31个省的相关面板数据,采用面板向量自回归(PVAR)模型探究数字普惠金融、产业结构升级与区域经济韧性之间动态交互关系.结果表明:数字普惠金融、产业结构升级和经济韧性均存在经济自我维持的特性;产业结构升级对经济韧性产生直接的促进作用,而经济韧性则通过促进数字普惠金融增长,从而间接地影响产业结构升级;数字普惠金融在短期内对产业结构升级具有显著的正向影响,但存在滞后效应;数字普惠金融对区域经济韧性的影响始终具有促进作用. Strengthening regional economic resilience is a key measure for each province and even the whole country to deal with unknown risks and challenges at home and upgrading abroad.Based on relevant panel data from 31 provinces across the country,the panel vector autoregression(PVAR)model is used to explore the dynamic interaction between digital inclusive finance,industrial structure upgrading and regional economic resilience.The results show that digital inclusive finance,industrial structure upgrading and economic resilience all have the characteristics of economic self-sustainment.The upgrading of industrial structure directly promotes economic resilience,while economic resilience indirectly affects the industrial structure upgrading by promoting the growth of digital inclusive finance.Digital inclusive finance has a significant positive impact on the industrial structure upgrading in the short term,but there is a lagging effect.The digital inclusive finance has always had a catalytic effect on regional economic resilience.
作者 薛海波 魏明航 程晓燕 XUE Haibo;WEI Minghang;CHENG Xiaoyan(School of Internet Economics and Business,FuJian University of Technology,Fuzhou 350014,China;College of Chemistry and Chemical Engineering,Xiamen University,Xiamen 361005,China)
出处 《西安文理学院学报(自然科学版)》 2025年第3期98-109,共12页 Journal of Xi’an University(Natural Science Edition)
基金 福建省社会科学基金项目“数字经济时代福建省城乡产业融合发展问题与对策研究”(FJ2023BF121) 福建省教育科学“十四五”规划2023年度课题“人工智能背景下新能源产业拔尖人才培养体系与对策研究”(FJJKBK23-180)。
关键词 数字普惠金融 产业结构升级 区域经济韧性 动态交互 digital inclusive finance industrial structure upgrading regional economic resilience dynamic interaction
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