摘要
在当前科技革命与产业革命加速演进的时代背景下,金融科技推动区域新质生产力发展的重要性愈发显著。文章基于2011—2023年我国30个省(区、市)的面板数据,运用多种实证检验方法,探讨了金融科技与新质生产力之间的关系。研究结果表明,金融科技通过促进科技创新、缓解融资约束以及推动产业结构升级等三条核心传导渠道,有效驱动地区新质生产力的提升与发展;数字化水平与市场化水平在其中发挥了显著的正向调节作用,并均通过了门槛效应检验。文章为理解金融科技赋能新质生产力的内在机制提供了系统的理论阐释与经验证据,其揭示的三重路径及调节效应深化了对数字经济时代生产力变革规律的认识,通过优化金融科技生态、强化数字基础设施、完善市场化机制等途径,充分释放技术赋能潜力、加速培育和发展新质生产力,为区域层面精准施策提供了一定的理论支撑与实践指导。
In the current era of rapid evolution of the technological and industrial revolutions,FinTech,as the core engine driving the development of new quality productive forces in regions,has become increasingly important.The purpose of this paper is to explore the relationship between FinTech and new quality productive forces,based on the panel data of 30 provinces(autonomous reglon,muncipality)in China during the period of 2011-2023,which is analyzed by using a variety of empirical tests.The findings show that FinTech significantly promotes the development of regional new quality productive forces,and the conclusions still hold after a series of robustness tests and mitigation of endogeneity problems.FinTech effectively drives the enhancement and development of regional new quality productive forces through three core transmission channels:promoting scientific and technological innovation,alleviating financing constraints,and promoting industrial structure upgrading;digitization level and marketization level play a significant positive moderating role,and both of them pass the threshold effect test.This paper provides a systematic theoretical explanation and empirical evidence for understanding the internal mechanism of FinTech-enabled new quality productive forces,and its revealed triple path and regulating effect deepens the understanding of the law of productivity change in the digital economy era,which can fully release the potential of technological empowerment and accelerate the cultivation and development of new quality productive forces through optimizing the FinTech ecosystem,strengthening the digital infrastructure,and perfecting the market-oriented mechanism,providing some insights into precise policymaking at the regional level.It provides certain theoretical support and practical guidance for precise policymaking at the regional level.
出处
《广西经济》
2025年第3期40-54,共15页
GUANGXI ECONOMY
基金
广西哲学社会科学规划项目“数字普惠金融与广西经济协调发展:影响效应及路径选择”(项目编号:202302107)。
关键词
金融科技
新质生产力
中介效应
调节效应
门槛效应
FinTech
new quality productive forces
mediation effect
moderating effect
threshold effect
