摘要
商事信用权是商主体在市场经营活动中基于自身信用状况而被法律所确认和保护的信用利益,其对于民营企业有独特的价值。我国现行信用立法存在忽视权利保护、系统性不足、实质公平缺位等问题。对此,应在厘清商事信用权权利结构的基础上,推进民营企业商事信用权的保护。在权利类型构成上,商事信用权是一种包括商事信用私权利和商事信用公权利的集合性权利,前者以信用人格权、信用财产权为主要内容,后者以信用公平评价权、信用再生权为主要内容。在权利要素构造方面,商事信用权包含法律自由与请求权两大要素。为有效保护民营企业商事信用权,应明确其集合权利属性,构造针对性的权利保护义务体系,完善公法与私法保护规则,建立公私法协同的保护路径。
Commercial credit right is the credit interest recognized and protected by law based on the credit status of commercial subjects in market operation,which has unique value for private enterprises.Current credit legislation in China has shortcomings such as neglect of rights protection,systematic insufficiency and absence of substantive fairness.To this end,the protection of the commercial credit rights of private enterprises should be promoted based on the clarification of the structure of commercial credit rights.In terms of the composition of rights,commercial credit rights are bundle of rights that include both private commercial credit rights and public commercial credit rights.The former primarily consists of credit personality rights and credit property rights,while the latter primarily includes credit fairness evaluation rights and credit regeneration rights.In terms of the structure of right elements,commercial credit right includes two main elements:legal freedom and right of claim.In order to effectively protect the commercial credit right of private enterprises,its collective rights nature should be clearly defined,establish a targeted system of rights protection obligations,improve the protection rules of public law and private law,and create a collaborative protection pathway integrating both public and private law approaches.
出处
《地方立法研究》
2025年第3期20-35,共16页
Local Legislation Journal
基金
国家社会科学基金项目“税收关系的公私法效力边界研究”(21BFX117)的阶段性成果。
关键词
民营企业
商事信用权
集合性权利
协同保护
private enterprise
commercial credit right
bundle of rights
collaborative protection
