摘要
人口老龄化问题是人类社会面临的共同挑战。推动养老金融高质量发展是积极应对人口老龄化的重要举措,可促进金融资源在养老领域的有效配置。本课题将研究视角聚焦于养老金融需求,将养老金融研究由“供给导向”向“需求导向”转变,从产业层面和个人层面对金融需求进行定量分析,需求牵引供给,以驱动养老金融合理有效配置,满足多层次、多样化养老金融需求。
Population aging represents a significant global challenge for human society.Advancing the high-quality development of pension finance is a critical strategy to address this issue,as it enhances the efficient allocation of financial resources in the elderly care sector.This study shifts the focus of pension finance research from a"supply-oriented"to a"demand-oriented"perspective,conducting a quantitative analysis of financial demand at both the industrial and individ ual levels.By emphasizing demand-driven supply,the research aims to drive the rational and effective allocation of pension finance,thereby meeting the multi-level and diversified needs of pension finance.
出处
《浙江金融》
2025年第2期16-30,共15页
Zhejiang Finance
关键词
养老金融
人口发展规律
生命周期理论
Pension Finance
Population Development Patterns
Life Cycle Theory
