摘要
基于2012—2022年我国省级面板数据,运用固定效应模型探究数字普惠金融、创新驱动及其交互效应对经济高质量发展的影响。进一步将经济高质量发展按照新发展理念划分为五个维度,并通过模型实证检验数字普惠金融与创新驱动对经济高质量发展各维度的具体影响。然后进行东部、中部、西部区域异质性分析。研究结果显示,数字普惠金融、创新驱动及二者交乘效应均对经济高质量发展具有显著促进作用,但影响程度因区域而异。鉴于此,提出如下建议:第一,促进数字技术与金融服务深度融合,赋能经济高质量发展;第二,加强企业创新能力,激发经济高质量发展内在动力;第三,深化数字普惠金融在中西部地区的普及与应用,促进区域均衡发展。
Based on the provincial panel data of China from 2012 to 2022,this paper explores the impacts of digital inclusive finance,innovation-drive and their interaction effects on the high-quality development of the economy by using a fixed-effects model.It further divides the high-quality economic development into five dimensions according to the new development concept,and empirically examines the specific effects of digital inclusive finance and innovation drive on the dimensions of high-quality economic development through the model.Then the regional heterogeneity analysis of eastern,central and western regions is carried out.The results show that digital inclusive finance,innovation-drive and their cross-multiplier effects have a significant contribution to high-quality economic development,but the degree of influence varies by region.In view of this,the following recommendations are put forward:first,promote the deep integration of digital technology and financial services to empower high-quality economic development;second,strengthen the innovation capacity of enterprises to stimulate the internal impetus for high-quality economic development;and third,deepen the popularization and application of digital inclusive finance in the central and western regions,so as to promote balanced regional development.
作者
秦伟娜
Qin Weina(School of Economics and Management,Guangxi Minzu Normal University,Chongzuo Guangxi 532200)
出处
《对外经贸》
2025年第2期60-65,共6页
FOREIGN ECONOMIC RELATIONS & TRADE
基金
2023年度广西高校中青年教师科研基础能力提升项目“数字普惠金融与广西经济高质量发展”(项目编号:2023KY0785)
2024年度广西民族师范学院中国边疆学科研项目“数字经济赋能边疆地区绿色经济发展研究”(项目编号:2024ZGBJX020)。
关键词
数字普惠金融
数字技术
创新驱动
经济高质量发展
Digital Inclusive Finance
Digital Technology
Innovation-Driven
High-Quality Economic Development
