摘要
我国现有的金融数据跨境流动法律规制未成体系且偏重限制数据流动,难以满足金融数据跨境流动中普遍面临的数据主权风险、金融数据安全风险以及个人金融数据滥用风险的规制需求。主要有法律规制理念具有时代局限性、国内数据法域外适用困难、个人金融数据跨境保护体系不完善、金融机构数据合规体系无法与国际接轨等问题,应当重塑数据安全动态平衡的法律规制理念,加强我国金融数据主权的立法表达,加强个人金融数据跨境安全的系统保护,并积极参与国际金融数据治理。
The existing legal regulation of cross-border flow of financial data in China is not systematic and focuses on restricting data flow,which is difficult to meet the regulatory needs of data sovereignty risk,financial data security risk and personal financial data abuse risk commonly faced in cross-border flow of financial data.Specifically,there are some problems in the original regulation,such as the concept of legal regulation has the limitation of the times,difficulties in the extraterritorial application of domestic data law,the need to perfect the cross-border protection system of personal financial data,the lack of security measures for financial institutions,and the incompatibility of the data compliance system of financial institutions with the international standards.It is necessary to reshape the legal Dynamic equilibrium of data security,strengthen the legislative expression of our country's financial data sovereignty,strengthen systematic protection of cross-border security of personal financial data,and actively participate in international financial data governance.
作者
刘辉
敬若男
LIU Hui;JING Ruo-nan(Law School of Hunan University,Changsha,410082,China)
出处
《福建江夏学院学报》
2022年第6期73-85,共13页
Journal of Fujian Jiangxia University
基金
国家社会科学基金一般项目“大数据时代金融数据安全法律保护研究”(21BFX122)
教育部哲学社会科学研究重大课题攻关项目“科学构建数据治理体系研究”(21JZD036)。
关键词
金融数据
跨境流动
数据安全
动态平衡
法律规制
cross-border flow of financial data
data security
dynamic equilibrium
legal regulation
