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社会目的优先型金融的理论逻辑和创新方向——以网络大病互助为例 被引量:5

Theoretical Logic and Innovative Orientation of Finance with Priority to Social Purpose:A Case Study of Network Mutual Aid
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摘要 当前,社会创新日益成为人们关心的话题,萨拉蒙提出社会目的优先型金融的概念,期待这种新工具用市场化的机制和商业化的手段让更多的人以合理的价格和便捷的途径获得更普惠的金融服务。以对网络大病互助创新实践的考察分析为基础,可分析当前网络大病互助面临的制度、目标、技术、模式等方面的困境。在社会目的优先型金融创新理论逻辑框架下,应着力在制度创新、目标维持、技术支持、模式可持续等维度创新网络大病互助机制,以便使其在当前精准脱贫、乡村振兴等国家战略推进中更好地发挥作用。 As social innovation has drawn increasing public concern,Salamon puts forward the concept of finance with priority to social purpose.It is expected that this new tool will enable more people to obtain more inclusive financial services at a reasonable price and in a convenient way by market-oriented mechanism and commercial means.The dilemma of network mutual aid is analyzed in terms of system,goal,technology and mode based on a case study of network mutual aid.It is urgent to focus on institutional innovation,goal maintenance,technical support,model sustainability and other dimensions of innovation mechanism of network mutual aid under the logical framework of finance with priority to social purpose.In this way,network mutual aid will play a better part in pushing forward the national strategy of targeted poverty alleviation and rural revitalization.
作者 赵文聘 ZHAO Wenpin(School of International and Public Affairs,Shanghai Jiaotong University,Shanghai 200030,China)
出处 《上海大学学报(社会科学版)》 CSSCI 北大核心 2020年第4期131-140,共10页 Journal of Shanghai University(Social Sciences Edition)
基金 国家社会科学基金项目(18BSH097) 上海市哲学社会科学规划课题(2017BSH005)。
关键词 社会目的优先型金融 网络大病互助 社会创新 finance with priority to social purpose network mutual aid social innovation
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