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基于产业链视角的互联网消费金融的风险及监管研究 被引量:11

Research on the Risk and Supervision of Internet Consumption Finance Based on Industrial Chain
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摘要 伴随着互联网、移动通信技术飞速发展,互联网行业与金融行业相互渗透融合,网络交易行为日趋成熟,国内消费金融支持体系也迎来新的发展契机。互联网消费金融是"互联网+消费金融"的新型金融服务模式。作为网络经济中的重要一环,互联网消费金融的发展离不开产业链中各环节、各主体的通力配合,其在高速发展的同时也存在着风险和隐患。如何加强防控风险的法律监管,为互联网消费金融的健康发展提供良好的政策环境和市场环境是当前亟待解决的重要问题。 With the rapid development of the internet and mobile communication technology, the internet industry and the financial industry are permeated with each other, and the network transaction behavior is becoming more and more mature. The domestic consumption financial support system also ushered in the new development opportunity. Internet consumer finance is the "Internet + consumer finance" new financial services model. As an important part of the network economy, the development of internet consumption finance is inseparable from all aspects of the industry chain, the co-operation of the main body, its rapid development at the same time there are risks and risks. How to strengthen the legal supervision of the risk of prevention and control, for the healthy development of internet consumer finance to provide a good policy environment and market environment is the urgent need to address important issues.
作者 宗楠
出处 《长春金融高等专科学校学报》 2017年第2期65-70,共6页 Journal of Changchun Finance College
基金 长春金融高等专科学校"十三五"科研资助项目(2017PT01)
关键词 互联网消费金融 风险 监管 internet consumer finance risk supervision
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